Privacy policy

Account: your name, email address and a one-way hash of your password (Argon2id). Your email is verified with a one-time code.

Finance data you enter: income, expenses, budgets, debts, goals and notes. Amounts are stored only to show your own dashboards.

Angel AI chats: the text of your questions and Angel's answers, so you can see your history. Voice is converted to text by your browser; we never store audio. You can delete any message, chat or all history.

Payments: when you buy a plan, the payment is handled by Razorpay. We receive and keep the order and payment IDs, the amount, the payment method type (e.g. UPI or card), the plan and dates — never your full card number, UPI PIN or bank login. Payment records are kept as required by Indian tax law even if you delete your account.

Security & usage data: sign-in sessions, IP address, browser/device type and an approximate location (city/region/country) derived from the IP address by our hosting provider, plus the pages you visit on this site. This is used for security (spotting unusual sign-ins), abuse prevention and understanding how the site is used. We don't use GPS or precise location.

We don't sell or rent your data, and we don't show ads.

We don't ask for bank logins or card numbers.

Angel is our own AI — your questions are not sent to third-party AI companies. Only general questions you ask about the world (news, prices, “google karo…”) are looked up with a web search provider, and only the question text is sent — never your financial data or identity.