PPF calculator
Estimate your PPF balance after 15 years (or extensions) and how much of it is tax-free interest. Free, private (runs in your browser) — no sign-up.
Yearly deposit (₹500 – ₹1.5 lakh)
Interest rate (set by govt. every quarter)
%/yr
Years (15, extend in blocks of 5)
Maturity value (tax-free)
₹40,68,209
Total deposited
₹22,50,000
Total interest
₹18,18,209
PPF is EEE: deposits qualify for 80C (old regime), and interest and maturity are tax-free. Deposit before 5 April each year for interest on the full amount. Check the current rate on India Post / your bank.
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What is the PPF lock-in?
15 years, extendable in blocks of 5 years. Partial withdrawals are allowed from the 7th financial year.
How much can I invest in PPF?
From ₹500 up to ₹1.5 lakh per financial year. Deposits made before the 5th of a month earn interest for that month.
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